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DJ Insurance from FindYourDJ
"Better Coverage, Lower Rates!"


DJ LIABILITY INSURANCE FOR ONLY
$175.00 per year!

*** Now Multiple DJ System Owners can insure their DJ's for only $60.00!!


DJ PROPERTY INSURANCE FOR ONLY
$ 1.00 per $100.00


 

THE "FINDYOURDJ.COM" DJ LIABILITY INSURANCE POLICY IS 
RATED A+ BY A.M. BEST

Commercial 
Brokerage Services, Inc.

501 W. Colfax
Suite D
Palatine, IL 60067
(866) 992-8888
(847) 358-1630 (FAX)
lou909@aol.com

NOTE:
No insurance coverage will be issued without 
a fully paid "FINDYOURDJ.COM" MEMBERSHIP ($75.00).

Apply for Membership

It is NOT necessary to purchase both the DJ Liability and DJ Property policies. 
You may choose either DJ Liability Only or DJ Property & DJ Liability Coverages.

DJ INSURANCE 
APPLICATION

 Fraudulent use will result in revocation of all 
"FINDYOURDJ.COM" Privileges & Benefits.

L  I  A  B  I  L  I  T  Y

  • Master General Liability Policy with each FindYourDJ member as an individual insured member

  •  

    Comprehensive liability limits $1,000,000 per occurrence / $2,000,000 aggregate

  •  

    $1,000,000 products and completed operations aggregate

  •  

    $1,000,000 personal & advertising injury

  •  

    $300,000 fire damage legal liability

  •  

    $5,000 medical expense of any one person

  •  

    LIMITS APPLY PER MEMBER AND ARE NOT SHARED

  •  

    Covers you for sums that you become legally obligated to pay as a result of bodily injury or property damage arising out of your business operation.  Coverage applies both on your premises and premises of others.

  •  

    Premises owners can be added as additional insured.  The first 10 will be free.  Additional Certificates will be $10 per additional insured.

  •  

    Major exclusions are explosives and fireworks, animals, broadcasting errors and omissions, and contingent business interruption

  •  

    First System $175.00, each additional system $60.00

  •  

    NO DEDUCTIBLE

  •  

    Minimum annual earned premium $175.00

  •  

    Liability insurance is available for all inflatables and novelties such as Moonwalks & Rockwalls on a policy separate from the DJ Liability coverage.

These specifications are a general summary of coverage available.  The policy term should be consulted for actual coverage and will govern the settlement of any claims.

Please allow at least 72 hours for coverage to begin after receipt of premium and signed application.

 

P R O P E R T Y

  • Master Property Policy with each FindYourDJ member as an individual insured member

  •  

    Coverage is for sound equipment, related accessories and music libraries and applies while on or off your premises.  Risks of direct physical loss, except those causes of loss specifically excluded are covered.

  •  

    Valuation is on a replacement cost basis with no co-insurance

  •  

    $250.00 deductible per loss

  •  

    Rate of $1.00 per $100.00 of scheduled equipment over $15,000.00  Minimum limit: $150.00 for first $15,000.00

  •  

    Rental Reimbursement and expediting expense provides coverage for rental of replacement items following a covered loss to your equipment or accessories up to 10% of the limit purchased or $5,000, whichever is less.

  •  

    Additional Acquired Property during the policy term is covered up to 25% of the limit of insurance or $10,000.00, whichever is less for up to 30 days.  Please notify the broker as soon as you purchase additional equipment.

  •  

    All perils are covered (Theft, fire, flood, earthquake, hurricane, etc.)

  •  

    Loss by theft from an unattended vehicle is covered up to the limit purchased or $25,000.00, whichever is less, ONLY if the vehicle is completely locked and there are visible signs of forcible entry.  If limits are purchased in excess of $25,000.00, theft from a vehicle is covered ONLY if it is attended.

These specifications are a general summary of coverages available.  The policy term should be consulted for actual coverage and will govern the settlement of any claims.

Please allow at least 72 hours for coverage to begin after receipt of premium and signed application.

 

 COMPARE US, WE DARE YOU! 

 Should a client request detailed policy information, simply email Lou Sands or send a written request to:

Commercial Brokerage Services, Inc.
501 West Colfax
Suite D
Palatine, IL 60067

INSURANCE 
APPLICATION

Please note the following:
Please take very seriously your states' insurance laws concerning fraud. 
Any misrepresentation of application information or claim information can result in serious legal action against you.